Great Rates
Great Service

  • Transparent rates and costs are available online 24/7.
  • $1 Lender Fee.
  • Great rates and 5-Star Service.
  • In-house underwriting.

Sammamish Mortgage Partner
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Our Reputation Speaks For Itself

Plus Many More, 400+ More...

The Sammamish Mortgage Difference

Innovative programs and strategies you need to get offers accepted in today’s competitive house market.

Sammamish Mortgage vs. the Competition
Compare over 20 banks, lenders and investors from our network in seconds
$1 Lender Fee
In-house underwriting
Real-time custom rates and costs available online 24/7
Underwritten Pre-approvals
Bridge Loans and Cash Buyer Programs
Sammamish Mortgage
Mortgage Brokers
Sometimes
Rarely
No
Rarely
No
Rarely
Big Banks
No
Rarely
Rarely
Rarely
Sometimes
No
Online Lenders
Rarely
Sometimes
Rarely
Sometimes
Rarely
Rarely
Sammamish Mortgage vs. the Competition
Sammamish Mortgage
Mortgage Brokers
Big Banks
Online Lenders
Compare over 20 banks, lenders and investors from our network in seconds
Sometimes
No
Rarely
$1 Lender Fee
Rarely
Rarely
Sometimes
In-house underwriting
No
Rarely
Rarely
Real-time custom rates and costs available online 24/7
Rarely
Rarely
Sometimes
Underwritten Pre-approvals
No
Sometimes
Rarely
Bridge Loans and Cash Buyer Programs
Rarely
No
Rarely

Empowering tools to help you choose your right mortgage

Full Transparency - Instant Estimates - No Obligation

Compare Mortgage Purchase and Refinance Rates in your area instantly

No obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.

Compare Mortgage Rates in your area instantly

No obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.
  • checked item No Email
  • checked item No Credit Check
  • checked item No Phone Number or SSN Required
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$1 Lender Fee

Our advisors are not dependent on self-sourced business, which allows them to concentrate fully on your loan – not sales outreach.

This structure enables us to reduce overhead and pass real savings directly to borrowers. You receive straightforward pricing, competitive rates, and knowledgeable guidance—without added lender fees or unnecessary costs.

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In-House Underwriting With Local Control

By managing underwriting internally, we oversee the entire loan process from application through closing, allowing for faster decisions and greater consistency.

Our Loan Officers serve as dedicated advisors, focused on educating and guiding clients rather than using high-pressure sales tactics. This consultative approach creates a more thoughtful lending experience.

The result is a personalized, boutique-level process supported by competitive rates and streamlined fees.

Get Started
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Licensed Mortgage Expert Serving Washington State

We proudly assist homebuyers and homeowners throughout Washington with mortgage solutions designed around state-specific guidelines, loan limits, and local housing market conditions.

Because lending programs and regulatory requirements can vary within Washington, working with a licensed mortgage professional who understands the state’s nuances makes a meaningful difference. Our team is experienced in Washington lending notes, ensuring every recommendation is accurate, compliant, and tailored to your financial objectives.

Mortgage Solutions Available Across Washington

✔ Home purchase financing
✔ Refinance options
✔ Conventional, FHA, VA, and Jumbo loan programs
✔ Programs designed for first-time homebuyers

Whether you’re purchasing your first home, moving into your next property, or refinancing an existing loan, you’ll receive clear pricing, in-house underwriting, and consistently high-level service – anywhere in Washington State.

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Get started with your application

Apply online quickly and hassle-free. With our all-in-one borrower portal, you can manage documents, e-sign forms, and track progress seamlessly from beginning to closing.
  • Clear pricing available 24/7
  • Strong, dependable pre-approvals
  • Friendly service you can trust
Get started with your application
HIGH CUSTOMER RATING Google Average Points CLIENTS REVIEWS
My husband and I recently worked with Cristina Lemus on our home refinance, and we couldn’t be happier with the experience. From start to finish, she made the entire process smooth, stress-free, and straightforward. She was always available to answer our questions, explained everything clearly, and kept us updated every step of the way. Her professionalism, knowledge, and attention to detail really stood out, and she went above and beyond to make sure we felt confident and informed throughout. Thanks to her hard work, our refinance was completed quickly and with great results. We highly recommend Cristina Lemus to anyone looking for a loan officer who is not only skilled but also genuinely cares about her clients. Andrew and Tina Carrillo
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Valentina Cardenas October 6, 2025
Cristina went above and beyond. She was available by phone and email for any questions we had regarding our home loan. We couldn’t have chosen a better loan officer to help us get through this process. You will not regret choosing her she has her clients best interest in mind.
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Uriel Carrillo September 23, 2025
I appreciate all the help I got from Cristina On this new journey I love how fast and smooth they approved my loan. I highly recommended her. She gives a great customer service. She doesn’t mind going the extra mile To help things get done. Thank you
A
Angie Amezcua July 12, 2025
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Connect with a Mortgage Advisor Today!

Whether you’re buying a home or ready to refinance, our professionals can help.

Compare Mortgage Rates in Your Area Instantly

No Obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.