Today’s Mortgage Rates in Fife

Get today’s mortgage and refinance rates plus current home buying and refinance advice for Fife residents.
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* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment

Fife, WA Home Loans & Mortgage Lenders

Looking to purchase a home or refinance in Fife, Washington? Our team at Sammamish Mortgage is here to help you navigate the mortgage process with personalized support and local expertise. Whether you’re buying your first home, upgrading, or exploring investment property opportunities, we’ll guide you every step of the way.

Located between Tacoma and Federal Way, Fife offers easy access to major highways, job centers, and scenic views of Mt. Rainier. Its central location and growing community make it a popular choice for homebuyers seeking both convenience and affordability in the South Puget Sound region.

Current Mortgage Rates in Fife

Staying informed about today’s mortgage rates is key when exploring Fife’s real estate market. Rates can fluctuate based on several factors, including loan type, credit profile, and market trends:

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Living in Fife, WA

Fife blends small-town friendliness with big-city access. Residents enjoy quiet neighborhoods, parks, and close proximity to downtown Tacoma, Sea-Tac Airport, and I-5. With ongoing development and new housing options, Fife is becoming a prime destination for families, professionals, and commuters.

Popular areas and nearby communities include:

  • North Fife – Near commercial centers and transit routes.

  • Radiance at Fife – A newer residential neighborhood with modern homes and sidewalks.

  • Downtown Fife – Close to local businesses, restaurants, and city services.

  • Edgewood & Milton – Adjacent cities offering a suburban feel with easy Fife access.

Why Work With a Local Fife Mortgage Expert?

When buying a home in Fife, WA, it pays to work with a mortgage lender who understands the local market. At Sammamish Mortgage, we’ve been serving homebuyers across Washington State since 1992. We know the area, the lending landscape, and how to structure loans to fit your situation.

We offer:

  • Competitive rates and transparent pricing

  • Fast, efficient loan processing

  • Easy online application and pre-approval

  • Support from licensed loan officers who care about your goals

Fife Mortgage Lenders

To get the competitive mortgage rate, look for a lender who is transparent about their fees. This helps home buyers get the right loans for their specific situations, not the biggest loans.

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Partner Image
Cristina Lemus
Loan Officer | Sammamish Mortgage

Fife Home Loan Programs

There are many different types of real estate loans available for Fife borrowers.

30-year fixed rate loans

A 30-year fixed rate loan is one of the most popular types of mortgages, since it lets you spread out the cost of buying a home in Washington for a reasonable monthly mortgage payment.

VA loans

VA loans are designed for veterans, service members, and surviving military spouses. Qualifying borrowers can get a home loan with no down payment.

FHA loans

FHA loans are designed for low income or first-time home buyers who may not have perfect credit or a big down payment. You can achieve home ownership sooner than you think.

Jumbo loans

Jumbo loans can help qualify you to buy a home in a more expensive part of the country, even if the price of the home is higher than conventional loan limits.

License: NMLS: CL-118653
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About Cristina Lemus

Cristina Lemus is a dedicated Mortgage Loan Officer with over two years of experience, serving clients across Washington State. She provides personalized mortgage solutions and clear guidance, helping Spanish-speaking homebuyers feel confident and supported throughout the loan process.

$550k

Median sold price

22

Median days advertised

12

Properties sold

10

Properties for sale

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